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Air Travel, Personal Security and You

Sunday, November 9th, 2008 by plrpro

Today’s air travelers end up spending hour after hour at the airport, often carrying their possessions around with them from gate to gate, shuffling bags while they use the bathroom, purchase and eat food, and just sit around and wait.

It seams that the more time travellers have to spend at airports, the more travellers’ worry about there personal security is an issue. The following are some tips to help minimize the risk of you losing your valuable belongings while travelling.

Travelers’ Personal Security – Packing

Never forget security begins at home. When time comes to pack your belongings, try to place your most valuable items in your carry-on luggage so that it will always be close to you. This way you can always keep an eye on it and be aware of anyone trying to steal or tamper with it.

If you or part of your travelling party plans on taking jewellery, this might mean wearing your most valuable pieces on the flight. Large diamond ear studs are fine to wear with everyday travel clothing; others will assume they are cubic zirconium, or rhinestones. Necklaces and bracelets can be worn under clothing that masks the neck and wrists. Make sure that the clasps and hooks are in good repair, you do not want to accidentally lose your jewellery while walking through the t! erminal.

What you cannot wear should be packed in a handbag or fanny pack. Beware of backpacks – would-be thieves can open a bulging backpack and remove valuable items without the traveler ever knowing their personal security was breached.

Travelers’ Personal Security – Cash

Every traveler needs some cash at the airport for tips, newspapers, meals, and sundries. However, no traveler should carry more cash than absolutely necessary. Usually about $20 to $30 in fives, tens, and ones will meet the traveler’s need for cash at the airport. Every modern airport has an ATM. If you need cash at your destination, use the airport ATM after you arrive at your final stop. Carrying, and flashing, large amounts of cash create an irresistible temptation for thieves.

Travelers’ Personal Security – Shopping

The key to safety when travelling ! is to if possible travel with a companion, this will allow you to have someone who can watch your belongings for you while you shop, eat, and use the restroom. If you are travelling alone, it is good advice to try to rent a locker to store your belongings in if you have a long wait for your flight. Even if you need to rent two or more lockers to stow all your belongings, you will find that it is easier to carry a small key around instead of lugging bags filled with your valuable belongings around the airport while waiting for your flight.

Travelers’ Personal Security – Security Check

One of the places most travelers commonly lose things is, ironically, when they go through security. As you pass through security lies, be cognizant of how many bins or trays you have left your belongings in, and be sure you have checked that same number of bins or trays before you leave the security area.

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The Advantage Of Securing Travel Accident Insurance

Monday, September 15th, 2008 by plrpro

If you are traveling to a foreign country whether for business or pleasure it is advisable to arrange suitable travel accident insurance cover and especially if you are contemplating any unusual sports activities. Travel accident insurance is designed to reimburse non-refundable trip deposits and payments, medical expenses, provide for emergency evacuation or repatriation, cover your personal belongings, baggage and travel delays.

Be aware though that checking the travel accident insurance beforehand is important as many of the eventualities you need covered may be extras; not just the amount of cover but also what happens if your trip is cancelled or there is a problem with your luggage for example.

Initially, a little background knowledge of what’s available in the market place to cover travel and medical insurance is going to be a worthwhile effort on your part especially to have the knowledge that you are covered for al eventualities.

Any travel agents are not fully knowledgeable when it comes to understanding the details of various travel accident insurance policies and may overlook something that could be important to you or your family and few offer suggestions. In your search, don’t forget online consumer and comparison websites that do all the research for you, so all you have to do is choose the best policy for your needs.

It is not uncommon for your existing health insurance to make provision for some medical expenses when you are out of the country but travel accident insurance can provide a complete service (depending on the options you included) up to and including an emergency air ambulance etc. Your travel accident insurance should cater for other problems as well such as your baggage being lost or stolen, including personal effects, in addition to medical assistance that may require a special flight or other transportation.

Always ensure that a comprehensive travel accident insurance policy is exactly that and covers every situation, even where baggage is delayed and necessary items need to be replaced as well as 24hr medical assistance. To ensure complete coverage is part of your travel medical insurance, it is a good idea to check whether overnight hospital benefits are included, usually 0 per night, whenever the trip is outside Canada or the USA.

Unfortunately, it is sometimes necessary to make an insurance claim owing to an incident on vacation and it is important to contact the travel accident insurance firm at the earliest opportunity. When you return from your vacation, you will need to collect all your receipts, proof of ownership (where necessary) and any other relevant information collected from the Police or medical establishments and forward them all to the trip travel insurance company claims department to assist in an early settlement.

Although you may feel that your travel insurance company may not be that helpful, that is not the case and they will do everything they can to help the situation if you let them know what is happening and do not forget that they will more likely have previous experience with the problem. Many people purchase their travel accident insurance based purely on price and not what it will actually cover, when this could end up as a very costly mistake, both financially and otherwise.

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